💡 Looking for trusted money saving tools to help you save more, budget smarter, and grow your money?
The internet is full of financial tools, but not all are created equal. After reviewing dozens of apps, extensions, websites, and services, we’ve compiled the ultimate list of recommended money saving tools & resources we personally trust and suggest to our readers.
Whether you’re trying to track your spending, earn cashback, save on bills, or find great deals, this curated list of tools will help you take control of your finances — fast.
Unlock massive savings with our ultimate list of recommended money saving tools & resources for 2025! Discover top tools, apps, and strategies to cut expenses and keep more money in your pocket.
🔹 💰 Budgeting & Expense Tracking Tools
1. Mint
Track your spending, create budgets, get alerts, and monitor your credit — all in one place.
🔗 Try Mint
2. You Need A Budget (YNAB)
A premium tool to manage every dollar with intention.
🔗 Try YNAB Free for 34 Days
3. Monarch Money
Modern, intuitive budgeting for families and individuals.
🔗 Explore Monarch
🔹 💵 Cashback & Rewards Apps
4. Rakuten
Earn cashback when shopping online at 3,500+ stores.
🔗 Join Rakuten & Get $10 Bonus
5. Ibotta
Get cashback on groceries and retail purchases by scanning receipts or linking accounts.
🔗 Download Ibotta
6. Dosh
Link your card and get automatic cashback at thousands of businesses.
🔗 Try Dosh
🔹 🔍 Browser Extensions That Save You Money
7. Honey
Automatically applies the best working coupon codes at checkout.
🔗 Add Honey to Chrome
8. Capital One Shopping
Find better prices, compare sellers, and earn rewards.
🔗 Install Capital One Shopping
9. Keepa
Track Amazon product price history so you never overpay.
🔗 Use Keepa
🔹 📱 Personal Finance Apps
10. Empower (formerly Personal Capital)
Track your net worth, investments, and retirement goals in one dashboard.
🔗 Use Empower Free
11. Tally
A smart credit card payoff app that helps you save on interest.
🔗 Check Out Tally
12. Truebill / Rocket Money
Cancel unused subscriptions, negotiate bills, and track finances.
🔗 Try Rocket Money
🔹 📊 Spreadsheets & Templates
13. Tiller Money
Automated Google Sheets budgeting linked to your bank.
🔗 Get Tiller Free for 30 Days
14. EarnSaveMax Free Budget Template (Google Sheets)
Simple and customizable template designed by us to get started fast.
🔗 Download Your Free Template
🔹 📚 Educational Blogs & Tools
15. NerdWallet
Compare credit cards, loans, and personal finance tips.
🔗 Visit NerdWallet
16. EarnSaveMax Guides
In-depth articles on saving more, spending smarter, and living frugally.
🔗 Explore Our Smart Spending Hub
🔹 💳 Credit Card Comparison & Management
17. Credit Karma
Check your credit score for free and explore credit card options.
🔗 Join Credit Karma
18. CardRatings
Compare rewards and cashback credit cards.
🔗 Find the Best Credit Card for You
🔹 🏡 Home & Utility Savings
19. Billshark
Negotiates your internet, cable, and phone bills to lower costs.
🔗 Try Billshark
20. Arcadia
Connects you to clean energy and helps you save on electricity bills.
🔗 Learn More About Arcadia
✅ Final Thoughts
You don’t need to manage your money alone — these trusted money saving tools do the heavy lifting for you. Start small:
- Choose one budgeting app,
- Add two cashback tools,
- Install a browser extension,
and you’re well on your way to smarter money habits.
🎁 BONUS FREEBIE:
Download Our “Money Saving Tools Starter Pack” – a printable checklist of all our favorite resources, sorted by category and use-case.
