💡 Want to get paid for shopping you’re already doing?
From groceries to gas, and even online orders, cashback and rewards tools help you save money without changing your habits. Whether you prefer browser extensions, apps, or credit card programs, these tools turn everyday spending into savings.
Here are the top 10 cashback and rewards tools every smart shopper should be using in 2025.
🔹 1. Rakuten – Best for Online Shopping Cashback
How It Works:
Earn cashback by starting your online shopping through Rakuten’s website or browser extension.
Why We Love It:
✅ Partners with 3,500+ stores (Amazon, Macy’s, Walmart, etc.)
✅ Sends quarterly cashback via PayPal or check
✅ Bonus offers during holidays and seasonal sales
Bonus: Get a $10 welcome bonus after your first purchase.
🔹 2. Ibotta – Best for Grocery and Retail Rewards
How It Works:
Activate cashback offers in the app, then upload your receipt or link your loyalty card.
Why We Love It:
✅ Earn cash on groceries, pet supplies, pharmacy items, and more
✅ Works at stores like Walmart, Target, Kroger, Costco
✅ Also supports online shopping through the app
Bonus: Earn up to $10 when you redeem your first offer
🔹 3. Fetch Rewards – Best for Fast, Flexible Gift Cards
How It Works:
Snap a picture of your receipt and earn points redeemable for gift cards.
Why We Love It:
✅ Accepts receipts from any store or restaurant
✅ Easy-to-use — no need to activate offers
✅ Earns points even from online receipts via email sync
Bonus: Use referral code to earn extra 2,000 points ($2)
🔹 4. Capital One Shopping – Best for Price Comparisons + Rewards
How It Works:
Browser extension finds better prices while you shop online and applies coupon codes.
Why We Love It:
✅ Compares prices across platforms
✅ Applies coupons automatically
✅ Earn shopping credits you can redeem for gift cards
🔹 5. Honey – Best for Auto-Applying Coupons at Checkout
How It Works:
The browser plugin scans for the best working coupon codes on thousands of sites.
Why We Love It:
✅ Saves you time and money in one click
✅ Works with 30,000+ retailers
✅ Includes Honey Gold rewards for select purchases
Bonus: Earn gift cards through Honey Gold Points
🔹 6. Dosh – Best for Automatic In-Store & Online Cashback
How It Works:
Link your debit/credit card — cashback is applied automatically when you shop at participating stores.
Why We Love It:
✅ Set it and forget it
✅ Works at stores, hotels, restaurants
✅ Payout via Venmo, PayPal, or bank deposit
🔹 7. Upside – Best for Gas & Local Cashback
How It Works:
Find offers on gas, restaurants, and groceries near you, then upload a receipt or check in.
Why We Love It:
✅ Save up to 25¢ per gallon at gas stations
✅ Bonus cash at restaurants and grocery stores
✅ Fast payouts via PayPal or gift card
Bonus: Use referral code for extra cashback on first purchase
🔹 8. Shopkick – Best for Earning Without Spending
How It Works:
Earn “kicks” (points) by walking into stores, scanning items, watching videos, or making purchases.
Why We Love It:
✅ Fun gamified way to earn gift cards
✅ You can earn rewards without spending money
✅ Works both online and in-store
🔹 9. Swagbucks – Best for Surveys + Cashback Combo
How It Works:
Earn SB points through surveys, shopping, playing games, and searching online. Redeem for gift cards or PayPal.
Why We Love It:
✅ Wide range of earning methods
✅ Frequent bonus offers
✅ Popular with side hustlers and students
🔹 10. Credit Card Rewards – Best Long-Term Cashback Tool
How It Works:
Many credit cards offer 1.5%–5% cashback on groceries, gas, dining, and online shopping.
Why We Love It:
✅ Cashback or points on every dollar you spend
✅ Stackable with apps like Rakuten or Ibotta
✅ Choose cards with no annual fee for extra value
Top Picks in 2025:
- Citi Double Cash – 2% on everything
- Chase Freedom Flex – 5% rotating categories
- Blue Cash Everyday (Amex) – 3% on groceries
🧾 Cashback and Rewards Tools Comparison Table
| Tool | Best For | Type | Rewards Format | Bonus |
|---|---|---|---|---|
| Rakuten | Online shopping | Extension/App | Cashback | $10 |
| Ibotta | Grocery shopping | App | Cashback | $10 |
| Fetch Rewards | All receipts | App | Gift Cards | 2,000 pts |
| Capital One Shopping | Price drops + rewards | Extension | Gift Cards | — |
| Honey | Coupon finder | Extension | Honey Gold | Gift Cards |
| Dosh | Auto-cashback | App | Cashback | — |
| Upside | Gas + local stores | App | Cashback | Referral Bonus |
| Shopkick | Walk-ins/scans | App | Gift Cards | — |
| Swagbucks | Surveys + shopping | Web/App | Gift Cards | $10 |
| Credit Cards | Daily purchases | Card | Cashback/Points | Varies |
✅ Final Thoughts: Stack & Save More
You don’t have to use every app — just stack 2–3 cashback and rewards tools and use a rewards credit card to maximize value from purchases you already make.
Start simple:
- Use Rakuten or Honey online
- Use Ibotta or Fetch for groceries
- Pay with a cashback credit card
🎁 FREE DOWNLOAD:
“Cashback and Rewards Tools Stack Strategy Sheet” – a printable cheat sheet showing the best combinations of tools to use together for groceries, gas, and online shopping.
👉 Download the Cashback and Rewards Tools Stack Strategy PDF
